How To Get LIC LifeTime Free Credit Cards | LIC Credit Card Apply Now

LIC Free Credit Card

Welcome to Coolztrick.com I hope you’ all are doing well, Today We’re Going to share with you guys About LIC Newly Launched Free Credit Cards, How To Apply LIC Free Credit Card Online, All Details Everything.

LIC Free Credit Card


Yeah even LIC has launched its Credit Cards in collaboration with Axis Bank 🙂

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1. LIC SIGNATURE CREDIT CARD

LIC Free Credit Card

  • Benefits:
  • 1x Reward Points on all tax (1rp= Rs 1)
  • 2x Reward Points on LIC Bill payment
  • 2x Reward Points on international spends
  • Complimentary lounge access twice a quarter
  • Accidental Insurance of Rs 5L

2. LIC PLATINUM CREDIT CARD

LIC Free Credit Card

  • Benefits:
  • 1x Reward Points on all tax (1rp= Rs 0.75)
  • 2x Reward Points on LIC Bill payment
  • 2x Reward Points on international spends
  • Accidental Insurance of Rs 3L
  • Other benefits like 0 card lost liability, free add-on cards, fuel surcharge waiver, etc.

3. LIC Gold Credit Card

LIC Free Credit Card


4. LIC Titanium Credit Card

LIC Free Credit Card


The best benefit is that you get up to 75 days of the Grace Period to pay up your LIC dues! How?

Example: assume your LIC due date is 28th May. Lic gives extra 30 days as a grace period i.e till 28 June. If u register for auto-debit, the LIC premium will be paid 5 days before the grace period ends from your LIC CC i.e 23 June. Hence your bill generates on 22 July which means u need to pay it back by 11aug, effectively giving you (30-5+30+20) 75 days of the time period to pay off your LIC premium. Similarly, u cud stretch it to 80 days doing it manually (Max). LIC Free Credit Card

How to apply?
There are 5 ways to be eligible for these cards

A. Total LIC Premium paid by you
This not only includes your personal premium but that of other family members too which you are paying from your own pocket. LIC Policy should be at least 3 years old

Online Apply For LIC Credit Card

If the total premium>50k you can apply for SIGNATURE CC

If total premium> 30k apply for PLATINUM CC

B. Card 2 Card Basis: This is :heart:
Minimum 1year old cc with 50k limit with at least 60% available.

C. Salary basis
Minimum 35k pm

D. Salary account in axis bank
Minimum salary of 20k needed

E. ITR basis
Minimum 6L ITR for PLATINUM CC
Minimum 12L ITR for Signature CC

Docs needed: LIC Free Credit Card
Copy of Adhar, pan, passport size photo,
All policy numbers or old CC statement or Salary slip or ITR

Comment below for any queries

PS: There are 2 more cc launched but I didn’t post about them as they didn’t look that good.

PPS: This is good for ones paying less or even lic agents. Just get 2% every time😉 Also good for people looking for credit on a C2C basis.


 

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